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27-Mar-2015 15:55

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And even if they do eventually sue you, that is simply a judgment, they still have to collect it, and in your case, sounds like that would just mean more annoying phone calls. While we ALL understand how important it is to pay our bills, simply put: life happens and in a heartbeat a job can be lost or a death of a spouse that supports the monthly needed income which can have detrimental effects on our budgets-- and then comes DEBT.

Just hang up on them and don't take it so personal. People such as the person who tells you to pay your bills hasn't experienced that-- and let's hope that "what comes around goes around" will not come back to bite them in the butt!