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15-Oct-2015 12:33

Threatening messages from loan sharks, attached to nude photos of female borrowers, are spreading on Chinese social media platforms.

In one screenshot (link in Chinese, registration required) that has been widely picked up by Chinese media, a lender threatens to send a nude selfie to a student’s parents if she can’t pay back in a week.

These loans typically range from 500 yuan to 5,000 yuan, and carry a 30% weekly interest rate, even though interest rates for personal loans are capped at 24% annually, the Southern Metropolis Daily said.

On Wednesday (June 15), Jiedaibao posted a statment on Weibo (link in Chinese, registration required) that confirmed nude selfie loans exist, but said the interest rates are agreed between the two parties via other channels.

Shady online P2P lenders have aggressively expanded on college campuses.

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One student who was identified as Li Li, told the newspaper that she first borrowed just 500 yuan ()—at a weekly interest rate of 30%—from a lender on Jiedaibao, an online peer-to-peer lending platform owned by Beijing-based private equity fund JD Capital.After paying old loans by taking out new ones, Li said now she owes 55,000 yuan, and the lender is threatening to post her naked photos online."),a=o+r;try{var i=t.content Document

Female university students in China are asked to send nude photos of themselves, holding their ID cards, to online lenders, to borrow thousands of yuan.The lenders threaten to contact their parents and make their photos public if they fail to pay back the loans, Southern Metropolis Daily reported (link in Chinese) this week.

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